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Real estate agents are NOT alike! "You can fire me any time...but you won't want to!"
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"Highly organized, professional team"
"The Joan Shaffer Group is a highly organized, professional team with a strong commitment to customer service.
Tina and Steve Zicari
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 Compare three mortgages at one time.
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The Joan Shaffer Group are some
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Golden, Lakewood, Littleton homes and real estate for sale!
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 This is your "One-Stop" site for information about homes and real estate for sale in Golden, Lakewood, Littleton and all of metropolitan Denver, Colorado area.
Here is the latest information about the construction status of the greatly anticipated FasTracks light rail extension from downtown Denver, through Lakewood, all the way to Golden! Click on FasTracks for all the latest news. One of the Lakewood stations will be at the new St. Anthony's Hospital opening in the summer of 2011. Great things are happening in Lakewood!
Buyers and sellers can find information about all of the suburban communities along the Front Range of the Rocky Mountains, which include Golden, Lakewood and Littleton plus Evergreen, Arvada and Wheat Ridge.
Because these suburbs are located west of the City of Denver, they are just a few minutes away from the mountains yet they close to all of Denver's big-city amenities. You could ski in the morning, golf on one of the hundreds of area courses in the afternoon - or enjoy hiking or biking on one of our many trails - and attend an event at the Convention Center or the Denver Center for Performing Arts in the evening. It's all here for you to enjoy within just minutes of each other! The City of Golden even has a biking map for more information.
In addition, you can learn about every home, town home or condo listed in the entire Denver Metropolitan Area, such as Highlands Ranch, Centennial, Castle Rock, Parker and other suburban communities. You will find the most relevant information about Golden, Lakewood, Littleton and Denver, Colorado right here.
Thank you so much for visiting. Do come back often. When you need us, we'll be here.
Best regards,
Joan Shaffer
Over 30 Years' Real Estate Experience
P.S. Check out our current Denver Area eNewsletter
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The data relating to real estate for sale in this website comes in part from the Internet Data eXchange ("IDX") program of METROLIST, INC. Real estate listings held by brokers other than RE/MAX Professionals, Inc. are marked with the IDX Logo. All information subject to change and should be independently verified. | |  |
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
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Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean. |
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Patty Salam, Home Staging Professional
Your house is probably your biggest asset; selling it can be one of the most important decisions in your life.
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