Our Standards for Client Service
Our business was founded upon one basic belief: that our job is not working with brick, wood, mortar and parcels of land, but with PEOPLE! Not only the PEOPLE who buy their homes through us but first, last and always, PEOPLE. Our philosophy has never changed. We know that our success is based entirely upon our ability to satisfy and - more importantly - exceed the real estate needs and expectations of PEOPLE. Therefore, our caring PEOPLE, the essence of our Company, make the following pledge to you:
Our Pledge To Our Sellers To provide unsurpassed SERVICE in order to SELL your home at a FAIR MARKET PRICE, in the SHORTEST TIME with the LEAST HASSLE AND INCONVENIENCE to you .... OUR CLIENT ... WE WILL ...  | • | Initiate and maintain constant and continuous communication with you. | | • | Carefully listen to and analyze your needs, being sensitive to your special requirements. | | • | Provide local, national, or international relocation assistance. | | • | Carefully review the Listing (Agency) Agreement. | | • | Explain the local real estate practices and procedures. | | • | Review applicable Seller Financing Alternatives. | | • | Present a written computerized market evaluation of your home after a thorough study of current market conditions. | | • | Develop and explain a marketing plan of action for your home. | | • | Discuss preparing your home for showing and provide specific hints for "staging". | | • | Promote your home to prospective local and out-of-town buyers. | | • | Promote your home to all fellow REALTORSŪ | | • | Coordinate all appointments and showings. | | • | Present an updated market value analysis of your home when changing market conditions warrant. | | • | Explain process of offer presentation and negotiation. | | • | Market techniques and materials specific to your home and area. |
 To provide unsurpassed SERVICE to help you BUY your new home, negotiating the BEST POSSIBLE PRICE in the SHORTEST TIME, with the LEAST HASSLE AND INCONVENIENCE to you ... OUR CLIENT ... WE WILL ... | • | Initiate and maintain constant and continuous communication with you. | | • | Carefully listen to and analyze your needs, being sensitive to your special requirements. | | • | Orient you to current market conditions. | | • | Provide helpful community data. | | • | Explain local real estate practices and procedures. | | • | Provide information on financing alternatives. | | • | Thoroughly analyze the entire inventory of homes on the market. | | • | Provide information on selected properties that meet your needs. | | • | Avoid wasting your time. | | • | Professionally show selected properties. | | • | Explain process of offer presentation. | | • | Coordinate all appointments and showings. | | • | Carefully review the offer to purchase. | | • | Conscientiously facilitate the negotiations. | | • | Explain post-purchase activities and responsibilities. |
We provide every Seller and Buyer with an Easy Exit Guarantee...we are so sure you will be delighted with our service, that if you ever feel we aren't delivering on our promises, you can FIRE US!
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
|
 |
| Q |
From 1974 to 1996, what was the world's tallest habitable building?
|
| A |
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high. |
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERTS™ 
