Golden, Lakewood and Littleton Colorado real estate listings, home buying, selling and relocation information

Real estate agents are NOT alike! "You can fire me any time...but you won't want to!"

Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

"Joan has made a lifetime client!"
"I have bought, sold and refinanced several houses in my lifetime, but never have dealt with an agent that was more professional and helpful."
Rose Siegel
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

The Joan Shaffer Group are some of The Top Selling Real Estate Experts™
Find Out More >

For Realtors: Golden, Lakewood and Littleton Colorado home buying, real estate listings, and homes for sale in Jefferson, Araphoe County, CO

Welcome > About Us > For Realtors ...

Trust Us with Your Referrals. Increase Your Chances of Making a Sale.

You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy REALTORSŽ, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you.

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to us.

Grow your business by using proven, top agents. Your clients will be happy and this will lead to even more referrals for you, and at the same time you'll enjoy a greater percentage of your referrals turning into sales. Think about it.

Please use this form to contact us...

You can trust us with your important referrals. We're a web-savvy, top selling agent in the Golden, Lakewood and Littleton area. Provide us with a few details, and We promise to get back to you quickly...

	About You
* Your Name:
State:
* Your Email Address:
Title:
Description:
URL:

Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >

Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

	See All Tips In The "Closing or Settlement" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
See More Real Estate Trivia >

Patty Salam, Home Staging Professional
Your house is probably your biggest asset; selling it can be one of the most important decisions in your life.
Find Out More >
View All Affiliates >

The Joan Shaffer Group, REALTORŽ, real estate agents and broker for Golden, Lakewood and Littleton Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

The Joan Shaffer Group
RE/MAX Professionals
390 Union Blvd., Suite 100
Lakewood, CO 80228
Direct Phone : 303-716-3658
Cell Phone: 303-887-4404
Home Office : 303-278-9711
Fax: 303-985-2543
Toll Free: 800-992-9025
Email Joan: Joan@JoanShaffer.com
Joan Shaffer takes a positive approach to life and you can see it in everything she does. From spending time with her family to helping her clients reach their dreams, Joan always has a smile on her face and a winning attitude in her heart.

Joan brings that same positive approach to her career as a leading real estate professional in Jefferson County. Her clients can count on her to be there when they need her, to listen closely to their needs and to provide strong guidance and support during the entire real estate process. Joan loves what she does and it shows. Her positive approach to life helps her to make a positive difference in the lives of her clients.

www.joanshaffer.com is brought to you by The Joan Shaffer Group
NUMBER1EXPERTS™ in real estate for Golden, Lakewood and Littleton, Colorado

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge