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Real estate agents are NOT alike! "You can fire me any time...but you won't want to!"
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"Every day I wake up so happy!"
"I love my house so much I can't tell you. I will always be grateful to you."
Susan Johnson
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Foreclosures are still fairly high since the market meltdown. Too many underqualified buyers and lenders eager to provide fininacing. Throw in a market decline and some adverse personal situations and you have the perfect recipe for disaster! I want to let you know that you are not alone and, foreclosure does not have to be the answer. There may be things we can do to help save your credit and avoid the foreclosure pit.
You can trust that I will be discreet, empathetic and helpful. I do understand. I have family members who have had to face this situation. It does not make them a bad person, nor does it mean that they themselves are necessarily responsible. Many things factor into a situation becoming a crisis.
However, the longer you wait, the fewer options you may have. There are many people who have been making their mortgage payments on time but are teetering on the brink. We can help. There are answers and you are dealing with a professional. Your concerns are my concerns and I am here to help.
Here are some articles that deal primarily with Foreclosure, what it is and how you can avoid it. The articles may be helpful, but remember, they are not a replacement for a professional.
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Foreclosure counselors can make the difference between losing your home and keeping it. Here's how they work and how to choose one. Read
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Here are some legitimate resources to help you fight the foreclosure crisis. Read
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Know which experts provide foreclosure help-often at no cost to you-and how to find them. Read
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If you're facing foreclosure, don't panic: Take steps right now to save your home or at least lessen the blow of its loss. Read
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With foreclosure rescue scams widespread as more homeowners fall behind on mortgage payments, be smart if you seek help. Re ad
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORSR 
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?
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| A |
Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty. |
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- NUMBER1EXPERTS™ 
