Golden, Lakewood and Littleton real estate and homes for sale in Colorado - The Joan Shaffer Group, REALTORS® The Joan Shaffer Group REALTORS(r) for Golden, Lakewood and Littleton, Colorado real estate - NUMBER1EXPERTS™ The Joan Shaffer Group NUMBER1EXPERTS(tm) for Golden, Lakewood and Littleton, Colorado real estate
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The Joan Shaffer Group, REALTORŪ, real estate agents and broker for Golden, Lakewood and Littleton Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)



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First Time Homebuyers: Golden, Lakewood and Littleton Colorado home buying, real estate listings, and homes for sale in Jefferson, Araphoe County, CO
Welcome > For Buyers > First Time Homebuyers ...


Click HERE to view my personal presentation on
"What You Should Know Before Buying Your Home
!"

Buying Your First Home? A Great REALTORŪ Is Your Professional Guide. How Do You Choose Someone Who Will Do The Best Job For You?

What Is A "Buyer's Agent"?

A Buyer's Agent works solely on behalf of the buyer and owes duties to the buyer which include the utmost good faith, loyalty and fidelity.  The agent will negotiate on behalf of and act as an advocate for the buyer.  The agent must disclose to potential sellers all adverse material facts concerning the buyer's financial ability to perform the terms of the transaction and whether the buyer intends to occupy the property.  A separate written buyer agency agreement is required which sets forth the duties and obligations of the parties.


What Are The Advantages Of A Buyer's Agency Agreement?

Advantage 1:  Your Best Interests Are Professionally Represented

Trusting the services of a professional Buyer's Agent is similar to relying on your Doctor for health care, your Lawyer for legal advice, your Mechanic to service your vehicles and your Accountant to help you with your taxes.  So too, do we, as your Real Estate Consultants, act on your behalf to counsel and to advise you on your Real Estate transactions and goals.

When you choose The Joan Shaffer Group, your interests are our sole priority.  We will be with you every step of the way and counsel you accordingly, so you will have more control and greater peace of mind.

You can be assured that all our efforts will be directed to help you to make an informed decision that is in your best interests...rather than having a fear of being "sold" on something by some "pushy salesperson"!

Advantage 2:  You Will Find A GREAT Home Quickly At The Best Price And Terms Possible

It is nearly impossible to find a home that meets your needs, successfully negotiate, secure the best possible financing and close a purchase without an experienced and skilled agent.

The Joan Shaffer Group has Four Personal Computers that automatically access all information from the MLS database every day to ensure that you receive the newest listings and the latest information and price reductions on every potential property available.  You won't need to spend endless hours reviewing unnecessary and outdated information on the Internet or in the newspapers or driving around looking for properties for sale.

Advantage 3:  You Receive A Personal Specialist Who Knows Your Needs

Just as your doctor, lawyer, mechanic and accountant take care of your and develop a relationship with you, we as your Buyer's Agent, also grow to know you and to provide professional advice about your Real Estate needs.  This kind of relationship is built by open and respectful communication between us.

As we tour homes together we will learn your preferences and concerns.  Because we are experts in the market, we will know the homes that meet your criteria.  There is little to gain from trying to find and tour homes on your own.  Let us save you time and money in your search for your dream home!

Advantage 4:  All Of This Personal Service Is Available At Absolutely No Cost To You!

Entering into a Buyer's Agency Agreement has countless advantages and no disadvantages.  When you sign a Buyer's Agency Agreement, you are simply agreeing to "hire" a personal representative who, by law, must represent your best interests to the best of their ability.  There is no cost to you because our fees are paid from the transaction by the seller only after you find your dream home.

Be sure that you can cancel the agreement if you are not happy with the services of the Buyer's Agent you have chosen.

The Joan Shaffer Group makes this "Easy Exit Guarantee" in writing.  If you are ever unhappy with our services, you can cancel our Buyer Agency Agreement with no questions asked and owe us nothing!

Beginning The Experience - What Are Your Choices?

We are here for you from beginning to end...and afterwards.  Our goal is to grow and to nurture our relationsip together so that you will always consider us to be your Real Estate Consultants, long after our first transaction together has closed!

We will take the time to go through each and every step of the buying process. Remember...there are never any dumb questions!

Together, we will consider:

  • How much can you really afford?
  • How to qualify for a mortgage.
  • How much cash you should put down.

  • How to buy a home with little or nothing down.
  • What it takes to get approved for financing. 
  • How much your payments will be.

  • The tax advantages of buying.
  • Is renting or buying better for you?
  • Is now a good time to buy or should I wait?

Interviewing A Realtor

The 15 Most Important Questions To Ask Before You Choose A Buyer Agent To Represent You:

  1. Do you work as a FULL-TIME RealtorŪ?
  2. How many buyers do you have at this time?  (If the Realtor has "too many", ask how these clients are serviced.)
  3. Do you have a PERSONAL FULL-TIME STAFF of Associates and Administrators to see that no details are overlooked?
  4. Do you have references and a resume?
  5. What do you do to keep "up to date" on the market?
  6. Do you offer any service guarantees?
  7. Do you take continuing education? When was the last training you had?
  8. From where do you get most of your business?
  9. Explain to me the structure of your business.
  10. What kind of a database do you have?
  11. How "high-tech" is your business?  Ask for details.  (You want to learn how systematized they are, so they are not bogged down with non-productive activities.)
  12. What do you do to stay ahead of the competition?
  13. Are you on the Internet?  Do you have a PERSONAL WEB SITE and an E-MAIL ADDRESS?
  14. Can I cancel my buyer agency agreement with you if I am not pleased with your services?
  15. Why are you in the real estate business?

We Have A Wonderful Home Buyer Workbook available to you for the asking.....

Learn...

  • The Real Cost of Renting 
  • Financial and Mortgage Information 
  • How To Calculate How Much Home You Can Afford 
  • What Are The Steps in the Home Buying Process?
  • About Roadblocks to a Successful Closing
  • Sample Contracts & Legal Documents
  • Common Real Estate Terms...and More!

Please complete this form so we can send you a complementary copy of our "Complete Guide To The Home Buying Process", a $100 value absolutely free with no obligation, offered to visitors on our web site.

Be sure to include your complete mailing address with zip code.  Your free copy of the Guide will be sent by return mail.

    To help you know about properties you're interested in, we can include listings in your price range.  Just give us as much information as you want to share.

    Please be sure to write "Send My Copy Of Your Free Home Buying Guide" in the "Additional Info" box below.

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        Real Estate Tips
        Accepting An Offer >Responding to Low Offers

        The beginning of negotiations is usually the end of many months of hard work for the buyer or seller. The work ahead requires skill in order to maintain a strong position.

        Sellers can lose their advantage if they do not counter an offer that a buyer has made. Even if the opening offer is beneath what the seller feels is reasonable, it is advisable for the seller to respond with a slight reduction from the asking price. The most important component in negotiating is good communication.

        The best way to handle a low offer is to counter it with definite terms that are favorable to the seller. A counter offer has two advantages: 1) it keeps the buyer interested, and 2) it moves the negotiation forward and gives the buyer the opportunity to submit another offer that the seller is more likely to prefer.

        See All Tips In The "Accepting An Offer" Category >
        See Complete Library Of Hundreds Of Tips In 30+ Categories >

        Real Estate Trivia
        Q 
        What trendy and highly unusual hotel must be totally rebuilt every year?

        A 
        Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
        See More Real Estate Trivia >


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        The Joan Shaffer Group, REALTORŪ, real estate agents and broker for Golden, Lakewood and Littleton Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

        The Joan Shaffer Group
        RE/MAX Professionals

        390 Union Blvd., Suite 100
        Lakewood, CO 80228
        Direct Phone : 303-716-3658
        Cell Phone: 303-887-4404
        Home Office : 303-278-9711
        Fax: 303-985-2543
        Toll Free: 800-992-9025
        Email Joan: Joan@JoanShaffer.com

        Joan Shaffer takes a positive approach to life and you can see it in everything she does. From spending time with her family to helping her clients reach their dreams, Joan always has a smile on her face and a winning attitude in her heart.

        Joan brings that same positive approach to her career as a leading real estate professional in Jefferson County. Her clients can count on her to be there when they need her, to listen closely to their needs and to provide strong guidance and support during the entire real estate process. Joan loves what she does and it shows. Her positive approach to life helps her to make a positive difference in the lives of her clients.

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