Golden, Lakewood and Littleton Colorado real estate listings, home buying, selling and relocation information

Real estate agents are NOT alike! "You can fire me any time...but you won't want to!"

Get Free Presentation On Our Home Marketing.
Before signing a contract with any REALTORŽ, make sure you know EXACTLY how your home will be marketed.
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"Thank you for being patient...."
"Thank you for being patient until we found the house we really liked."
Janele and Mark
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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The Joan Shaffer Group are some of The Top Selling Real Estate Experts™
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Free In-Home Presentation: Golden, Lakewood and Littleton Colorado home buying, real estate listings, and homes for sale in Jefferson, Araphoe County, CO

Welcome > For Sellers > Free In-Home Presentation ...

Click HERE to view my personal presentation on
"What You Should Know Before Selling Your Home!"

Is There A MOVE In Your Future?

Have You Been Asking Yourself These Questions?

"What Are Other Homes In My Neighborhood Selling For?"
"How Much Should I Ask For My Home?"
"What Will It Cost?"
"How Much Will I Get After All My Expenses?"
"When Is The Best Time To Sell?"
"How Long Will It Take?"
"Should I Replace The Carpet?"
"Should I Paint?"
"Will Anyone Want To Buy My Home?"
"Should I Try To Sell Without Using A REALTOR?"
"Which REALTOR Should I Hire?"

If these questions sound familiar, it's probably time to call us. We'll give you all the information you'll need to make the best decisions for your future. There's NO COST or obligation for this consultation. Isn't it worth a few minutes of your time to get the answers you need?

Request our FREE Listing Presentation and learn how we will market and sell your home. Remember, All REALTORSŽ Are NOT Alike. We will come to your Golden, Lakewood, or Littleton area home at a time that is convenient for you.

A "Listing Presentation" is an industry term for the formal consultation that a REALTORŽ has with prospective home sellers, trying to earn their trust and business. Don't list your home with a real estate agent without it! We would love the opportunity to make such a presentation to you.

We'll visit your Golden, Lakewood and Littleton home, and together we will walk through it, considering the positives and negatives (if any!). You will then see exactly how we would propose to sell your home, for as much as the market will bear, and within your time frame. We will tell you where we will advertise your home, both in print and on the web. With the dramatic growth in homebuyer usage of the web, you MUST have a top REALTORŽ that can extensively market your home online!

And you'll find out what the market value is for your Golden, Lakewood and Littleton home because part of our presentation will include a CMA (Computerized Market Analysis) of your home. We'll compare your home to others like it in Golden, Lakewood or Littleton that have recently sold, and also to others that are currently for sale. This is a very important way of determining the fair market value of your home.

We schedule appointments for free consultations and prepare CMAs for prospective home sellers every day. We've literally done hundreds, and we know exactly what puts a big SOLD sign in your front yard.

We'd love the chance to meet with you. It is totally free and without any obligation. Call us for an appointment or fill out this form...

Yes, you can request a FREE in-home consultation of how we would market your property in Golden, Lakewood and Littleton! We do these presentations for people all the time. It's our job! There's no obligation, and we'll get back to you quickly...

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	In what area of the United States did the price of existing homes increase most dramatically in 2005?
A	Phoenix, Arizona real estate recorded a 55.2 percent increase in home prices during 2005.
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Mark Saint Onge, Pulte Mortgage
Originating residential mortgage loans since 1979.
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The Joan Shaffer Group, REALTORŽ, real estate agents and broker for Golden, Lakewood and Littleton Colorado home listings, property and land for sale - NUMBER1EXPERT(tm)

The Joan Shaffer Group
RE/MAX Professionals
390 Union Blvd., Suite 100
Lakewood, CO 80228
Direct Phone : 303-716-3658
Cell Phone: 303-887-4404
Home Office : 303-278-9711
Fax: 303-985-2543
Toll Free: 800-992-9025
Email Joan: Joan@JoanShaffer.com
Joan Shaffer takes a positive approach to life and you can see it in everything she does. From spending time with her family to helping her clients reach their dreams, Joan always has a smile on her face and a winning attitude in her heart.

Joan brings that same positive approach to her career as a leading real estate professional in Jefferson County. Her clients can count on her to be there when they need her, to listen closely to their needs and to provide strong guidance and support during the entire real estate process. Joan loves what she does and it shows. Her positive approach to life helps her to make a positive difference in the lives of her clients.

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NUMBER1EXPERTS™ in real estate for Golden, Lakewood and Littleton, Colorado

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