Golden, Lakewood and Littleton Weather
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Being located in Colorado the Lakewood, Golden, Littleton area is assured of four full and beautiful seasons with all the varied activities possible at different times of the year. There is hiking and picnicking in the summer and sledding and snowmen in the winter. Spring is a lively, vigorous time of renewal and our autumns are beautiful with colorful foliage. What a place!
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Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
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The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology. |
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Patty Salam, Home Staging Professional
Your house is probably your biggest asset; selling it can be one of the most important decisions in your life.
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